Independent personal financial advice

We offer three different levels of service for advice, plus an on-line service. Before choosing the option that best suits you, please scroll down to the end of this page to read them all.

Please note that on receipt of an enquiry from this website we will select the appropriate Independent Financial or Mortgage Adviser to deal with your enquiry and put you in touch. There is no fee for this service. The Advisor will supply you with full details of his/her scope of service, including a Menu of options and potential costs, and will offer an initial telephone or e-mail discussion to assess your more detailed requirements. There is no fee or charge for this initial contact. You are then free to consider whether you wish to accept the Advisor’s services and if so whether you wish the Advisor to operate under a Fee or a Commission arrangement.

Limited Advice:
You know the type of product you want or you wish to restrict discussion to a particular subject area without discussing other areas of your personal finances.

You want limited advice on suitable providers, competitive premiums, product charges or mortgage rates, special features and investment fund types that suit your risk profile etc.
Click here for a Contact Form, and enter brief details of the subject

Full advice by post or e-mail:
You would like general advice in some or all areas of personal insurance, pensions, savings, investments, inheritance tax planning, mortgages, etc but do not want anyone to visit you. You are happy to complete a Fact-find Form by post and for an Advisor to review this. You wish to receive an advice report with illustrations, key features and application packs etc where appropriate to your needs..
Click here for a Contact Form, and enter brief details of the subject.

Face-to-Face Advice:
You would like an interview for a full discussion and review with a qualified, independent financial adviser. Give us contact details only - we will call you.
(At present we regret that this service is only available in the South West of England). An Adviser will contact you to make an appointment that suits you.

Click here for an appointment form

The Adviser-Direct Consolidated Portfolio Service ("Transact"):
Existing Clients Login here.

You would like a centralised personal service on-line for all your savings and investments, including pension funds, in the same way that you can access your bank accounts via the internet. You can buy and sell investments, monitor their performance, switch between funds, draw income etc, 24 hours a day, 7 days a week at the touch of a button.

New Clients click here for details.

Anti-Money Laundering Regulations
Please note that it is usually necessary to supply appropriate proof of identity before any applications can be submitted to product providers. The Advisor will give you details of what is needed if necessary.

If you wish to change your selected option at any time, click the left (back) or arrow button on your tool bar above until you come back to this page. Then simply select another option.